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Do Insurance Premium Surcharges for Tobacco Use Encourage Smoking Cessation?

Allen, Christian K.
Kaplan, Cameron
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Class of 2018, URCAS, Student research, 2018 Spring, Economics, Department of
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Abstract
As of 2014, the Affordable Care Act allows marketplace plans to impose a surcharge of up to 50% on tobacco users' insurance premiums. The surcharge is intended to account for tobacco users� excess health care costs and encourage smoking cessation. Using data from the 2011 and 2015 Current Population Survey, we use rates of smoking cessation before and after implementation of the Affordable Care Act to estimate the impact of the tobacco surcharge.
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Presentation by Christian Allen ('18) delivered at the Rhodes College Undergraduate Research and Creative Activity Symposium (URCAS).